Christopher Hewitt Reed is a Mortgage Loan Officer who works for the largest Mortgage Broker in the Nation called NEXA Mortgage. Christopher got a nickname from the owner of NEXA Mortgage several years ago called "BIG COUNTRY", hence the reason for the name BIG COUNTRY LENDING.
You might ask, what is a Mortgage Broker? NEXA Mortgage, LLC is a Mortgage broker who has access to 280 lenders and shops to get you, the borrower, the best deal/rates/program that meet your goals! Christopher customizes the loan for your actual needs.
Big Country Lending offices are:
Cumming location:
410 Peachtree Parkway, Building#400, Suite#4245, Cumming, Ga., 30041
Dawsonville location:
3 Highway 9 South, Suite B
Dawsonville, Ga. 30534
We are currently licensed in Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Tennessee & Texas.
NMLS ID#2126246
Branch Manager NMLS ID#2677795
Most people that financed their homes back during Covid days may have gotten a 3 or 4% interest rate and don't wanna touch it. That's where an HELOC comes into play.
It's kinda like a credit card attached to your homes equity. You can have a payment plan of 5,10, 15 or 30 years to pay it back.
Qualification is as follows:
Unlock your home equity– Get up to 85% CLTV in the 2nd position, for 3rd position liens, and up to 70% CLTV for investment properties. With FICO scores as low as 640 on Primary Residences, & 680 on 2nd homes & Investment Properties , you can qualify instantly!
Instant approval in 5 minutes or less!
Funding in 5-7 days
No appraisal
Soft Credit Check - (No Hard pull inquiry on your credit)
Low closing costs - (No Origination Charge)
When your credit is pulled for a mortgage, all 3 Credit Bureaus send your info to all Mortgage companies. To avoid all the calls and texts from all the solicitors, please fill out the OPTOUT Prescreen below
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2025 | NEXA Mortgage LLC Licensed In: AZ, NMLS # 1615600 | NMLS ID 1660690 | AZMB #0944059 Corporate Address : 3100 W Ray RD STE 201 Office # 209, Chandler AZ 85226
NEXA Mortgage - BIG COUNTRY LENDING ©2025
Corporate NMLS #1660690 Licensed In: AZ https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690
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