About Us
Christopher Hewitt Reed is a Branch Manager/Senior Loan Advisor who works for the largest Mortgage Broker in the Nation called NEXA Mortgage. Christopher got a nickname from the owner of NEXA Mortgage several years ago called "BIG COUNTRY", hence the reason for the name BIG COUNTRY LENDING.
You might ask, what is a Mortgage Broker? NEXA Mortgage, LLC is a Mortgage broker who has access to close to 300 wholesale lenders and shops to get you, the borrower, the best deal/rates/program that meet your goals! Christopher customizes the loan for your actual needs.
Big Country Lending offices are:
Cumming location:
410 Peachtree Parkway, Building#400, Suite#4245, Cumming, Ga., 30041
Dawsonville location:
3 Highway 9 South
Dawsonville, Ga. 30534
We are currently licensed in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Tennessee & Texas.
NMLS ID#2126246
Branch Manager NMLS ID#2677795
Most people that financed their homes back during Covid days may have gotten a 3 or 4% interest rate and don't wanna touch it. That's where an HELOC comes into play.
It's kinda like a credit card attached to your homes equity. You can have a payment plan of 5,10, 15 or 30 years to pay it back.
Qualification is as follows:
Unlock your home equity– Get up to 85% CLTV in the 2nd position, for 3rd position liens, and up to 70% CLTV for investment properties. With FICO scores as low as 640 on Primary Residences, & 680 on 2nd homes & Investment Properties , you can qualify instantly! 
Instant approval in 5 minutes or less!
Funding in 5-7 days
No appraisal
Soft Credit Check - (No Hard pull inquiry on your credit)
Low closing costs - (No Origination Charge)
