About Us
Welcome to Big Country Lending
Empowered by NEXA Mortgage, LLC
At Big Country Lending, we believe every borrower deserves a mortgage experience that’s transparent, personalized, and built around their goals. Led by Christopher Hewitt Reed, a seasoned Regional Branch Manager and Senior Loan Advisor, our team proudly serves clients across 10 states, offering unmatched guidance and support from application to closing.
Christopher is affiliated with NEXA Mortgage, LLC, the largest mortgage broker in the nation, with access to nearly 300 wholesale lenders. This means we’re not limited to one bank’s programs or rates—we shop the market to find the best loan product tailored specifically to your unique financial situation.
The name Big Country Lending was inspired by a nickname given to Christopher by NEXA’s owner years ago—“Big Country”—a reflection of his strong presence, heart for people, and down-to-earth service style.
Why Choose a Mortgage Broker?
Unlike a traditional bank or retail lender, a mortgage broker works on your behalf, not theirs. As part of NEXA Mortgage, we leverage an expansive network of lenders to find you:
- Competitive rates
- Flexible programs
- Faster closings
- Lower fees in many cases
Whether you're a first-time homebuyer, refinancing, or exploring investment property financing, we’re here to help you find the right loan, not just any loan.
Big Country Lending
3 Highway 9 South
Dawsonville, GA 30534
Most people that financed their homes back during Covid days may have gotten a 3 or 4% interest rate and don't wanna touch it. That's where an HELOC comes into play.
It's kinda like a credit card attached to your homes equity. You can have a payment plan of 5,10, 15 or 30 years to pay it back.
Qualification is as follows:
Unlock your home equity– Get up to 85% CLTV in the 2nd position, for 3rd position liens, and up to 70% CLTV for investment properties. With FICO scores as low as 640 on Primary Residences, & 680 on 2nd homes & Investment Properties , you can qualify instantly! 
Instant approval in 5 minutes or less!
Funding in 5-7 days
No appraisal
Soft Credit Check - (No Hard pull inquiry on your credit)
Low closing costs - (No Origination Charge)
