Once we have the contract of sale for a purchase and/or the initial disclosures are signed, we will be transferring the file/loan to our Processing team as a hand off and they will assist you going forward on working on your conditions to get you to the closing table.
W2 - 2 yrs W2 and 30 days of paystubs. W2’s to match 1003 employment section
Self-Employed- 2 years personal and business tax returns. Business returns (Sch C, K-1 or Corp returns) and 2025 Year-to-Date Profit & Loss and Balance Sheet (signed & dated)
Assets: Gift, 2-month bank statement and Retirement Account statement, if have a Retirement Account.
Liabilities: Are we paying off any accounts to qualify?
REO (Real Estate owned) - property already owned: mortgage statement, tax bill, insurance & HOA annual statement- Please advise if have.
Insurance- Do you have a preferred insurance agent you want us to send out insurance quote request? (please provide (account# and or email address)
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